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Time to Start Moving In!
Some celebrate with champagne and some are just thankful to finish the deal! Either way, you’ll want to do a few housekeeping things at this point in the process.
Final Walk-Through Inspection
The final walk-through is the last time you will inspect the house before purchasing. At this point, the contingencies in the Purchase Agreement should be met and all of the seller’s belongings removed from the home. Usually, the final inspection takes place the day before or the day of closing.
Closing
When you are satisfied with the inspection, then, it is time to close. You, the seller, and the closing agent will sign the settlement agreement, which details the financial transactions enacted through the process to certify its accuracy. You will sign your loan documents and deposit the balance of your down payments and closing costs to escrow. If you are bringing funds to the transaction, then you can choose to either bring a certified bank check to the closing in the amount specified in the settlement statement, or you can have the funds electronically wired to the escrow account. Once everything has been completed, the deed will be recorded at the County Recorder’s office and you will officially take ownership of your property.
Call us today at 510.786.9025 and see how easy buying can be with ACL Real Estate and Property Management by your side.
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Tips For Buying The Perfect Home
Don’t Max Out Your Budget
Leave room for closing costs, taxes, upgrades, and unexpected repairs.
Get To Know The Area
Check proximity to schools, shopping, transportation, and other daily conveniences.
Don’t Skip The Inspection
A professional inspection can save you thousands by uncovering hidden issues before you buy.
Get Pre-Approved
Pre-approval shows sellers you're serious, well-qualified, and ready to move quickly when the right property comes along.
Make a List of Deal Breakers
Identify your true non-negotiables — whether it’s four bedrooms or a garage—and distinguish minor fixes you can tackle later so you stay focused on what really matters.
Look At The Age Of Appliances & Other Systems
Check the manufacture dates and service history of costly components—appliances, HVAC, water heater, septic, roof — to avoid surprise replacements soon after moving in.
Check For HOA Requirements
Review your neighborhood’s covenants, restrictions, and annual dues up front so you know exactly what’s allowed — and what will cost extra.
Questions?
Let ACL Real Estate and Property Management help you find the perfect home or investment property with confidence and peace of mind. Call 510.786.9025!
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What Price Range Can I Afford?
Resources For Hayward Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
Learn More About Other Cities We Serve
- Hayward
- San Leandro
- Castro Valley
- Dublin
- Union City
- Newark
- Fremont